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critical illness faq main

Critical Illness Cover Frequently Asked Questions

Most insurance providers now include free child cover as part of the overall protection they provide. This benefit is in addition to the cover you take out.
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The instant online insurance quotation system will help you find the cost of what you need, you can obtain as many free instant quotes as you require.

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You may know how much cover you and your family need but if you are unsure, please  contact one of our advisor's for assistance.

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Each insurance company will vary on the medical conditions they cover. Please see the illnesses covered chart will give you some guidance.

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To ensure that you are not financially disadvantaged if you suffered a critical illness and were unable to work.

Critical Illness can be arranged to ensure that any outstanding debts you have can be repaid upon diagnosis of a serious illness or to provide an income.

e.g. If you were to suffer a major heart attack and could not return to work how would you ensure that all your financial commitments could continue to be met, how would the mortgage be paid, would you be able to maintain the right standard of living for your family?

If your health was poor and you needed any home improvements to meet your needs, e.g. new bathroom downstairs etc, how would you manage financially at a time when you were unable to work?

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