If you are potbellied and have that which they call spare tyres, you should not ignore it. In relation to insurance which covers future problems with your job and health like income protection and critical illness insurance, you should pay attention to your increasing waist line because doing so will prevent unforeseen future problems from happening.
Dementia associated with the presence of fat in the waist has been recently added as a health risk.This is a result of a study conducted by Harvard University and the US National Institutes of Health showing potbellied Caucasian women have a higher risk of dying due to a heart disease and are likelier to suffer terminal cancer than trimmer women.
Dr. Daniel Eitzman, a cardiology professor at the University of Michigan stressed the importance of paying attention to the fat accumulating around our waists.He also said that there is a need to aggressively lose that fat even if it is something we can ignore. Even if a person has a normal weight, he is still at a greater risk of developing fatal ailments if he has a large waist circumference.
Wide waistlines have long been associated with high blood pressure and diabetes.It is even more of a problem than having fats on your thighs and hips. Thus, there is a need to lose those love-handles for what its worth for our health.
Stable Blood Sugar Levels Help Critical Illness Survival
Dramatic changes in a critically ill patient’s blood sugar levels lower the possibility of survival from their condition.It has long been known that high blood sugar is a distressing factor which can complicate an illness but it was only recently that a study was conducted to measure this fact.A research done in Saudi Arabia was revealed at the international conference of the American Thoracic Society in Toronto and showed the effects of fluctuating blood sugar levels to critically ill patients even under hospital care.
The research found out that a 12% probable increase exists for the risk of medical complications or even death in critically ill patients with high glycemic variability. Patients were even likelier to develop secondary infections while recuperating in a hospital.
Lead researcher and spokesman of the research, Dr. Hasan M. Al-Dorzi has stressed the importance of focusing not only on the treatment of high blood glucose but also in minimizing the changes in blood sugar levels. He also said that the research defines the meaning of high glycemic variability and paves the way to monitor blood sugar and introduce insulin in a more effective manner.
Sleep and Critical Illness
Sleeping patterns can affect your health.And this affects even those who are leading healthy lifestyles. Thus, for those who want to take advantage of the no-claims bonus on a critical illness or health insurance policy, read on to find out more.
Getting too much or too little sleep on a constant basis can worsen or cause various health conditions like memory problems, coronary disease, and obesity.A Harvard Medical School Research showed that interrupted sleep occurring four nights in a row alters the insulin level in the blood to pre-diabetic levels.
The amount of sleep depends according to an individual’s needs. Some may require only 6 hours of sleep while others may need at least 9 hours to get going.The average sleeping hours is tagged at 8 hours, but the basis of a good night’s sleep is feeling refreshed without feeling lethargic throughout the day.
Yet this information cannot change the fact that our modern day jobs have negative effects on our sleeping patterns. Facing a computer the whole day can lower our energy levels and thus lead us to feeling lethargic. The same can be said for over consumption of alcohol – another issue which is common in the UK.
It might seem too much to watch over our diet and exercise as well as ensure that we get the right amount of sleep, but this article is not geared for those easily guilty about these situations.In fact, this is an insurance article designed to bring awareness about how your sleeping patterns can be a financial risk to you.
If future research shows that sleeping poorly at night can lead to critical illness for example, then take the hint and change your sleeping habits. Prevent these situations from happening while you can before it’s too late to do so.
Scared By Statistics
The world is full of statistics telling us the likeliness of losing our jobs, the possibility of contracting a critical illness, or even the probability of getting hit by a car. Even the articles we read are bombarded with statistics to appear more credible.
Statistics function both as a benefit and a disadvantage for a lot of people.Taking it as a science, statistics is a great tool to measure the risks we have to face each day.It only becomes a disadvantage if we allow it to scare us, especially with making outright decisions regarding our health and finances and buying the things we don’t really need.
Statistics that say something about redundancy levels, illnesses, or the current economic crunch should be taken as an advice for a worst case scenario and not as something to be scared of. Understanding statistics the right way, it can give us the information we need when we consult our advisors wit regards the purchase of insurance policies.
When we have an idea of the risks we are facing each day and have the proper knowledge for our health and financial situation, then we will cut insurance hopping time by half, which is definitely a positive thing.
Moratorium on Predictive Genetic Testing Extended
The Association of British Insurers found it reasonable to extend the 2001 moratorium which prevents the use of predictive genetic tests by insurance companies as a basis for the acceptance or denial of life, critical illness, and even health insurance, or as a guide to establish higher premiums for the mentioned policies.
2014 marks the year when this particular moratorium is up for review again. This gives enough time for the advancement of medical science and the technologies that are associated with it. With this time frame, new cures and treatments may be developed and the level of certainty of predictive genetic testing may increase dramatically.
Thus, if a test can reveal that a particular person is certain to develop breast cancer instead of just giving out percentages of its likelihood, it gives insurance companies more reason to review the policies allowed for that person. This reasoning is highly relevant to that of critical illness insurance and life assurance offered to the elderly.
Predictive genetic testing also helps a lot to prevent the appearance of predicted illnesses in the future because with a forewarning comes the caution and awareness of the signs to look out for.
The certainty of predictive genetic testing may still be in question today, but nevertheless the idea of having one is very advantageous.
